Property Financing & Mortgage Refinancing in Singapore
With years of experience in property financing and consultancy, HTBS has helped countless clients secure better mortgage terms and save thousands in interest. As your intermediary between banks and financial institutions, we ensure you get the best deal—without the stress.
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Smart Mortgage Refinancing Solutions
Your mortgage is often one of the largest financial commitments you’ll make, spanning 20–30 years. Over time, interest payments can add up significantly, putting pressure on your monthly budget. Mortgage refinancing offers a practical way to reduce these costs and regain financial flexibility.
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What Is Mortgage Refinancing?
Mortgage refinancing involves transferring your existing home loan to another bank or lender to benefit from lower interest rates, improved terms, or flexible repayment options.
By refinancing your mortgage, you can potentially save thousands in interest over the life of your loan. However, it’s essential to consider all associated costs, including legal fees, valuation fees, and administrative charges. At HTBS, we provide full transparency, ensuring you understand the total financial impact before making any decisions.
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How to Find the Best Mortgage Refinancing Package
Refinancing can be a smart move, but choosing the right package requires careful evaluation. At HTBS, we assess key factors such as:
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Remaining loan tenure and your long-term property plans
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Potential interest savings by switching banks
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Total refinancing costs, including hidden fees
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Current Singapore market trends and interest rate forecasts
Our goal is to help you determine if refinancing now is beneficial and guide you to the package that maximizes your long-term savings.
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Why Choose HTBS for Mortgage Refinancing
HTBS is your trusted partner in navigating the mortgage refinancing process. Here’s what sets us apart:
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Independent & Unbiased Advice
We work for you, not any bank, ensuring recommendations are always in your best interest. -
Access to Competitive Rates
We compare multiple banks and negotiate directly to secure the lowest possible rates. -
Comprehensive Financial Insights
Our experts evaluate your complete financial situation to recommend refinancing strategies aligned with your goals. -
Hassle-Free & Time-Saving Process
From paperwork to follow-ups, we manage the entire process while keeping you informed every step of the way.
Your Trusted Mortgage Refinancing Partner
With years of experience in property financing and consultancy, HTBS has helped countless clients secure better mortgage terms and save thousands in interest. As your intermediary between banks and financial institutions, we ensure you get the best deal—without the stress.